Thinking About Selling Your Business



Here are several tried and tested keys for owners contemplating selling their business:

Seek advice from a knowledgeable business broker about the value of your business.

Use a professional Business Broker to sell your business. Your business Broker should belong to a professional organization such as the IBBA (International Business Brokers Association and in Florida, Business Broker of Florida (BBF). These organizations have established professional ethics and rules for their members in addition to training for members to make certain they are knowledgeable, competent, and abide by the highest professional ethics.

Support your broker. Your broker can't help your business without your help. Your continued support during the buyer meetings, negotiations, and due diligence is absolutely crucial to closing the deal. A business owner selling their company needs to respond quickly to inquires, offers, and with paperwork because timing can make or break deals.

Allow adequate time to sell your business. Selling a business is significantly more difficult and complex transaction for both the seller and buyer. The amount of time your company remains on the market is impacted by a number of factors: the current market both nationally and in your state, the type of business or industry, and the size of your company. Yes some businesses sell quickly, however most business owners should anticipate up to six months and allow up to a year to finalize a sale.

Keep good records and have them prepared for your broker and prospective buyers. Good financial records and other business documentation can help expedite the buyer's due diligence process and increase the chances of a victorious and lucrative sale.

Run the company as usual or better. It is critical that your company maintains the level of operation as usual and continues to produce the financial results shown in the business profile during the selling process. If your performance declines, it will turn up during due diligence and either impact the deal closing or affect your selling price.

Remember, in most states business brokers are paid a "success fee." Meaning - there are no customary upfront fees, and the business broker is paid at the closing table when a transaction closes. Also, statistics consistently indicate that business owners that use a business broker received 10% to 20% more than those who sold their business themselves.

Why? Think about any negotiation. When a business owner is negotiating with a prospective buyer, and the buyer walks away from the negotiations, what happens to the business owner's negotiation position when they chase the buyer? Well, a broker can chase buyers while maintaining a level negotiating position for both parties.

Key Constraints That Stop Small Businesses From Becoming Big Businesses



Recently I met a group of Small and Medium Sized Enterprises (SMEs) business owners who were sharing who were sharing their experiences and exchange ideas on how to grow their businesses. They were entrepreneurs at various stages of running businesses from one year to over ten years.

One lady who has been running a seemingly successful SME for over a decade brought up an interesting question that occupied most of the discussions. She asked why most SMEs struggle to grow into large enterprises. She explained that despite hard work, capital injection, strategic planning majority of SMEs are unable to break some confining walls that ensure the business remains at certain level of turnover and profitability. This happens after some years of exciting growth that plateaus at certain level. I jokingly called what he was describing the being held in the prison of smallness.

Why would theses enterprising, hardworking, passionate and ambitious entrepreneurs be held in this prison? I kept on thinking.

After evaluating my working experience with many SMEs I picked the following factors as the key constraints that combine to create this prison.

1. Unscalable Business Models.

The biggest limitation to SME growth, from my observation, has been unscalable business models.

No business can outperform its business model. A business model describes the integrated means and processes through which you are trying to achieve your business objectives- creating and delivering value to the market for profit. When the perfect combination of such means is put to the highest test they could only give a certain result at best. However hard you work your model will not get any higher results after some point. At this point we say your business model can't be scaled any further.

Let me explain this with an example. If you were a dairy products processor you could have the following factors as some of the elements that form your business model. You keep dairy cattle, which provide all the raw milk you require. You then process and package the end products in your family run factory. You own two trucks with some delivery people who take the milk to various shops in your neighboring city. As the business keeps on growing you increase your cows, you expand your factory, buy more trucks and hire more delivery boys. But you will only be able to do this to a certain level.

At that point you won't be able to keep more cows and therefore your raw materials will become a constraint. The factory could only expand to a certain level and the market will only be able to absorb a certain amount of your products. However, much capital is injected into this business for expansion the business will become a prisoner of its own business model. Unless the model is changed to a scalable one, the revenues and profits of this firm will plateau.

A change in model may mean a change in how the firm gets its raw materials - from self production to buy from other dairy farmers; it may also mean selling semi-processed products to other dairy products, it may mean sourcing out its excess capacity to competitors, add other products into its fold rather than focusing on dairy products only, develop a different channel of distribution among many other factors that affect its business model.

As you evaluate your business model you need to fully appreciate all the factors that drive your business and how they relate to each other. If you are a prisoner of smallness then you need to have a thorough look into your business model.

2. Over dependence on new customers

All start up entrepreneurs have great stories of their first customers. The excitement of getting someone to believe in your product or firm is essential to keep you going in the early days of the start up. Unfortunately for most SME entrepreneurs this excitement becomes an obsession and it becomes the only purpose of all its business efforts.

It has been widely believed that the most successful business is the one that has the highest number of first time customers. This is a partial truth. I evaluate business success by the number of repeat customers, how frequent the orders are and whether they are increasing with time. As a growth strategist, marketing consultant and business owner, I know how costly and difficult it is to get a customer make the first purchase. This is incomparable to the easiness of keeping a customer and getting him to make a repeat purchase.

Many SMEs owners will agree with this logic in conversations but in practice the opposite happens. You hear and see the inscription, 'Lose them once they make the first purchase!' In their customer dealings. You see it in the customer service, the quality of its products and weak after sale follow-up. After a customer buys don't ask, "How do I get the next one." But shout to yourself, "How will I get him to come back!"

3. Flawed Marketing Mindset

For big companies marketing seem to be at the heart of everything they do. They do as much marketing as money can buy. A friend who owns a SME once told me that the market budget of a competitor was more than his company's annual turnover (not profit). SMEs are limited in financial resources. But that is never an excuse for not marketing.

Marketing is not a nice to have thing when you have money it is an essential for growing your business. Today's business battles are worn or lost in the marketing arena. Many people seem to conclude that you have to invest all your capital into marketing. That is a fallacy. One guy who has been able to start SMEs and convert them into large organizations is Richard Branson. In his book, "Screw It", he says that since he discovered early that he didn't have a lot of money for advertising he had to become a publicist of own companies by becoming a news character. By appearing in the media he gets free advertising. I have just given him free advertisement in this article. You get the point.

Unless you want to remain small forever, you have to think of ways of getting marketing leverage for your business at low cost and ensure you get the highest returns possible from your marketing investments. You don't have to be a marketing guru to do it. In our marketing course for entrepreneurs we cover various aspects of marketing your business with minimal budget- and there are limitless ways of doing so.

4. Lack of Quality Human Capital

You wish I said financial capital. This may be a challenge to some businesses. But, for those that remain small this is more of a consequence than the cause. I have consulted and trained for large organizations and SMEs and the most visible difference between the two is the number of quality of people they have in their team.

While large organizations have a large number of talented, skilled and passionate people, SMEs particularly the ones whose growth has stagnated have only one such person - the owner. That is why minus the physical and mental health of the owner many SMES end up closing doors.

When you hear of a guy who single handedly started and grew a small business into a large multinational just know that is a lie. Businesses are grown by having a wealth of skilled, talented, loyal and passionate employees. Many entrepreneurs running SMEs complain that getting and retaining great people expensive and almost an impossibility. It is difficult but not impossible.

Early last year I advised a client to go for the right attitude and develop skills with time. And for sure they are starting to experience great results from this. You need to craft a strategy and develop a culture that will attract, develop and retain the best people you require for your business. Your business will be as great as the quality of people working in it.

5. Lack of Innovation

Closely related to lack of human capital is lack of innovation. The two are directly proportional. One true measure of business growth is its innovativeness. Majority of the businesses highly admired for their growth from small start ups to success companies are not doing what they started out doing and if at all they are, they are not doing it the same way they did it in the beginning.

The yester-year giants that have stagnated are doing exactly what they started out doing. I don't want to mention names. The world we live in is continuously changing. That which was a genius idea yesterday will not be appealing tomorrow. That which your customers fought to have last year will be highly inferior compared to what your competitors will introduce next year. How do you grow in this environment?

INNOVATE! Innovation is what fuels of business growth. You have to develop new products, create more selling channels, give your customers more flavors, more service options, different ways of communicating to your customers. Innovation will be possible only if you become more outward looking. Then align everything in your business to the external happenings and prepare for the future. Innovation thrives in a business culture that allows, even encourages, mistakes. Unfortunately this culture is a major deficiency among many SMEs.

The only person who can get away with a mistake is the owner. As a consequence no new ideas come up in the business for fear of failure and the result is being a prisoner of smallness. You will not grow the business if there is a monopoly of idea generation in the business.

6. Lack of systems that support growth

Systems are the skeleton upon which growth is built upon. Too much growth with without strong systems will result into chaos and ultimately the business will tend to shrink to the level that the system can support. Talk of Business Body Mass Index. To move from biology to architecture systems are the pillars upon which the business is built on. They can only hold as much weight as they can support.

I have been involved in assisting SMEs put in place business systems and in most cases the only system that exists in some form is the accounting system all else is dependent on whims, know-how and temperament of the people. People move, people forget, people get sick, people get bored, and all this become your business.

While systems may not completely eliminate the effects of these occurrences they drastically minimize them. You then have a predictable business that can always deliver what it is supposed to deliver regardless of the mood of the moment.

In SMEs mistakes happen all the time. Some are never discovered and corrected, some become habits. While dressing downs, reprimands and firings are the methods used to deal with these problems they are hardly the most effective ways on their own to ensure mistakes are not repeated. Systems go along way to help. If you want to break away from the prison of smallness you need to work on removing all these constraints.

Protecting Your Business: Long-Term Success Begins With Defense



In today's super-competitive business world it's becoming emphatically dire for business owners to protect their business and secure their developed ideas, services and products. This is not only protection from a business to business perspective, but in the digital realm of today, safeguarding the business's brand and voice from damaging consumers and reviews. It's a constant worry and hassle that all businesses, regardless of the age or maturation, have to deal with and be confronted with at some point or time in their operations. Regardless of what it is that's affecting your business, having the appropriate legal and business structures will ensure your business value isn't damaged by an outside factor. Whether having the necessary protection from another competing business in your area (or online) to assuring that damage control is in place for any negative consumer reviews and comments; these are all mandatory cases where business owners have to constantly be ahead of the curve and protecting their businesses.

Here are a few pointers to consider whether you're safeguarding your business operations, company's liabilities or even assuring that bad reviews and comments don't damage your brand beyond repair.

1. Protecting business processes and limiting excessive liabilities with the proper legal documents:

* Start with having the proper legal documents and contracts or agreements in place. This begins with the proper "Employee Contracts and Agreements" on file for every employee, intern, freelancer or aligned consultant of the business entity. This outlines the expectations between the two parties and addresses how the agreement will pan out over time. "Non-Competing Agreements" are another area of protection from workers or employees taking your ideas and incorporating them into their own areas of business. Of course, these Employee agreements can be directly specialized per employee or just a basic underlying agreement. Some additional areas may include: "Ownership of Inventions" (maintains company ownership for those employees who invent or create within their respective roles while employed via the company), "No Authority to Contract" (called an agency provision, defines the employee to employee relationship and not an agency relationship) and Termination, Arbitration and Compensation clauses.

* When or if your business deals with outside consultants and business partnerships (with other companies), having the best aligned partnership agreements and including "Non-disclosure Agreements" (NDA) can/will ensure that not only your business process is being covered, but ensures that no ideas or internal insights on your business seep out through outside hands, mouths, via conference call, memo's or emails. Consider including "Gag Order" terms within your Non-Disclosure Agreements, if you're seriously protecting the 'next big idea' or that hot "business" consumer good... or maybe it's just a really powerful product idea. NDA's can and should be a part of any or all business to business meetings where you're disclosing any inside knowledge, processes or insights of your company. NDA's ensure that business partner isn't just 'picking your brain' for innovative ideas to incorporate.

2. Protecting business ideas, creations and inventions:

* Copyrights: are forms of protection for authors "of original work or ownership" within a tangible form of expression. Copyrights can cover the areas of literary, drama, art, music, intellectual property, photos, pictures, graphic designs, drawing and more. Copyright lends it way for licensing and royalty agreements and deals. Note, copyrights don't cover names, short sayings/text, words or short phrases. This is when you register it as a trademark.

* Trademarks: protect words, names, symbols or other notable devices used in trade to distinguish or denote a specific brand or good from others. Trademarks only protect one from another using your "mark" not from another competing business creating a very similar or same good under a different mark. Trademarks, used in interstate and foreign commerce, are filed through the Patent & Trademark Office.

* Patents: are necessary for inventions, and grant property ownership to the inventor. Handled through the Patent & Trademark Office, patents terms are 20 years from the application date the patent was filed. Patents grants the "right to exclude others from making, using, offering for sale or selling" the invention in the US or importing the invention into the US.

3. Protecting the business' reputation & brand:

* Local Content Management Services/Strategy: Ensures that any information about or related to the business is accurately maintained and distributed across all local and national distribution points or outlets. This can be extended to protect and manage the business online content or verbiage, and may pertain to business listing & data, meta tags, page titles, images, and the actual content on your sites. A local content management system offers accuracy and a universal language to all your online consumers.

* Reputation Management: Consumers post millions of comments, reviews and feedbacks about brands constantly and via the internet, web, and mobile and social platforms daily. Some good and other just negative and bad or offensive to brands and company's success. Having an online reputation management service allows a company or business to be alerted when comments, reviews, feedback and other posts or tweets pertain to your business. They alert the business about what's being said and where, allowing the business to proactively deal or address the negative or bad (damaging) comments. Having this effective tracking device ensures that consumers are receiving the very best brand information that you want your business to be recognized for; without jeopardizing your brand's online image.

As a business owner in today's challenging business world, having a tight control on protecting your business is a constant and daily grind. However, with the right tools and documents in place, you can guarantee that other competing businesses aren't siphoning your business models or goods. It can be the deciding difference in outcomes of permitting your 'next big idea' from being broadcast across the national press release outlets under someone else's brand name to losing tons of revenues from negative comments about your brand. Protecting you business for the long-terms starts with safeguarding your business from the start of the day to end... and that begins with your employees, business agreements & deals, and includes your consumers or customers. Remember defense wins in the long run.

Family Business: Some Things To Think About



There are two rules about family businesses:

1) It's absolutely essential to separate business and family; and

2) It's totally impossible to do so.

Family businesses come in many shapes and sizes. Research shows that they have clearly defined business problems which frequently are repetitive and avoidable. Family businesses often do not achieve their full potential or fail due to their inability to handle the mixing of family and business issues. You actually can't separate them and that's where problems occur. It also depends on the family dynamics.

Why is a "family business" different from "non-family business"? Family businesses generally have a number of key idiosyncratic issues facing them in addition to those faced by non-family businesses. These key issues are like potholes in a road. It is important to be able to recognise them, be able to avoid them, and if one cannot avoid them one must assist in damage minimisation.

The key business issues can be categorised into five main headings and they relate specifically to the nature of the family business itself. Naturally there will always be an overlap, but in general the headings are:

1. Conflict between business and family values

Families can be described as warm, socialistic and nurturing, whilst businesses as cold, ruthless and hard-nosed*. Thus when the two get together, which is what happens in a family business, there is a huge potential for conflict. An example is the owner who states it is good for their child to work in the business. However, a question the family should ask is whether the child is good for the business? In wealthier family businesses the business can afford to carry a poorly performing family member, but there is no such luxury in an unprofitable business.

*This is not always true of course.

2. Funding lifestyle versus growth versus retirement

Where is the money going to come from for lifestyle, growth and retirement? Usually there is a conflict - take the money now or leave it for retirement? If it is left for later on, will there be enough to live an adequate lifestyle? An example of problems that may occur is whether the children will be able to afford to pay out the retiree(s), without leaving the business short of funds?

3. Governance issues

Most family businesses, when compared to non-family businesses, are weak in the area of governance, and this includes professional management. Surveys show that family businesses are lacking in many areas, including: functioning boards of directors (including lack of independent outside directors), formal meetings, long-term plans, management structure, performance appraisals on family members. The effect is that a business is not run as efficiently as it could have been. Whilst this may not be of great concern to the owners, that is the family, it may be of great importance to banks, possible buyers, and employee managers.

4. Leadership, management and ownership succession

Statistics show that a substantial number of business owners will be retiring in the next 10 years. They also show that few businesses have done any planning for a smooth transition apart from making a basic will. If the succession aspect is not considered (including leadership, management and ownership) it is clear that the transition will not be as smooth as it could have been. Problems that may occur include tax, sibling rivalry, interruption to the business, and litigation between relatives etc, being problems that may have been reduced or eliminated had they been attended to.

With regard to succession planning, choose one person to take over the business, even if you make enemies in the process. That's the nettle that must be grasped. Use everybody's talents to the best degree.

5. Relationship between family members

Rivalry between family members has existed from the dawn of humanity and will continue to do so. It is not different in family business, which is an extension of the family. Examples include the machinations as to who will be the next CEO, or the holder of a particular office?